Rule #1 Finance Blog
retirement planning
How to Protect Your 401k from a Stock Market Crash
Posted in retirement planning
Are you riding your retirement on the success of the stock market? If so, it’s understandable that you’re worried about what a crash could mean for your 401k.
If that’s you and you’re wondering how to protect your 401k from a stock market crash, I’ve got good news for you:
You don’t have to worry.
Phil Town is an investment advisor, hedge fund manager, 3x NY Times Best-Selling Author, ex-Grand Canyon river guide, and former Lieutenant in the US Army Special Forces. He and his wife, Melissa, share a passion for horses, polo, and eventing. Phil’s goal is to help you learn how to invest and achieve financial independence.
The Best Way to Make Your Retirement Portfolio Crash-Resilient
Posted in retirement planning
The U.S. economy could slip into a recession at any time, so creating a crash-resilient retirement is more important than ever.
Phil Town is an investment advisor, hedge fund manager, 3x NY Times Best-Selling Author, ex-Grand Canyon river guide, and former Lieutenant in the US Army Special Forces. He and his wife, Melissa, share a passion for horses, polo, and eventing. Phil’s goal is to help you learn how to invest and achieve financial independence.
How Long Will $1,000,000 Last You in Retirement?
Posted in retirement planning
$1,000,000 is a common benchmark when it comes to retirement goals, and many resources will recommend this number as how much you should save before you retire.
However, while a million dollars may sound like a great goal to strive for, the truth is that a million probably isn’t going to be enough for you to live a comfortable and enjoyable retirement.
Phil Town is an investment advisor, hedge fund manager, 3x NY Times Best-Selling Author, ex-Grand Canyon river guide, and former Lieutenant in the US Army Special Forces. He and his wife, Melissa, share a passion for horses, polo, and eventing. Phil’s goal is to help you learn how to invest and achieve financial independence.
Posted in retirement planning
Retirement planning can be tricky, but I want to start out by saying it’s entirely possible to have enough money to retire early. You don’t need to win the lottery or have a big inheritance or anything like that. You just have to be smart and disciplined with your money.
Phil Town is an investment advisor, hedge fund manager, 3x NY Times Best-Selling Author, ex-Grand Canyon river guide, and former Lieutenant in the US Army Special Forces. He and his wife, Melissa, share a passion for horses, polo, and eventing. Phil’s goal is to help you learn how to invest and achieve financial independence.
Retirement Planning Tips You Will Need to Know for Before, During & After Retirement
Posted in retirement planning
Whether you haven’t thought about it at all, or you’re setting aside some money into a retirement fund, retirement planning is crucial to establishing your future.
The preparation process takes knowledge, tools, and time, but you can do it. It’s hard to invest if you don’t have a plan. By having a plan I mean, what lifestyle do you want to live when you retire? How much will that lifestyle cost you? Once you can answer those questions, you’re headed in the right direction.
Phil Town is an investment advisor, hedge fund manager, 3x NY Times Best-Selling Author, ex-Grand Canyon river guide, and former Lieutenant in the US Army Special Forces. He and his wife, Melissa, share a passion for horses, polo, and eventing. Phil’s goal is to help you learn how to invest and achieve financial independence.
What Happens When You’re Ready to Retire
Posted in retirement planning
The “someday” you’ve been planning and saving for is today. It is time to retire. You may be feeling ready and excited, or you may be feeling overwhelmed and unsure. All of these emotions are completely normal as you are about to undergo a major lifestyle change.
What should you expect from this new chapter of life?
Phil Town is an investment advisor, hedge fund manager, 3x NY Times Best-Selling Author, ex-Grand Canyon river guide, and former Lieutenant in the US Army Special Forces. He and his wife, Melissa, share a passion for horses, polo, and eventing. Phil’s goal is to help you learn how to invest and achieve financial independence.
8 Ways to Get a Head Start on Your Retirement
Posted in retirement planning
Whether you haven’t thought about it at all, or you’re setting aside some money into a retirement fund, preparing for retirement is crucial to establishing your future.
Phil Town is an investment advisor, hedge fund manager, 3x NY Times Best-Selling Author, ex-Grand Canyon river guide, and former Lieutenant in the US Army Special Forces. He and his wife, Melissa, share a passion for horses, polo, and eventing. Phil’s goal is to help you learn how to invest and achieve financial independence.
5 Retirement Mistakes You Might Be Making That Could Be Keeping You From Financial Freedom
Posted in retirement planning
If you want to retire comfortably (and many Americans believe they are preparing to do so in the best way possible) chances are good that you’re just not…
Preparing For Your First Investment: How to Choose a Brokerage Account
Posted in retirement planning
[INFOGRAPHIC] What You Need to Know About Opening a Brokerage Account
In order to buy and sell stocks, you’ll need a brokerage account. This account allows a broker to sell and purchase, on your behalf, to other people willing to give or take the same stock. Choosing a brokerage account can seem confusing because you have a lot of options. Let’s take a look at these options.
Note: Not ready to open a brokerage account yet? Explore more ways to invest money in this blog post, instead.
Phil Town is an investment advisor, hedge fund manager, 3x NY Times Best-Selling Author, ex-Grand Canyon river guide, and former Lieutenant in the US Army Special Forces. He and his wife, Melissa, share a passion for horses, polo, and eventing. Phil’s goal is to help you learn how to invest and achieve financial independence.
The Benefits of Compound Interest After Retirement
Posted in retirement planning
When you are ready to retire, how much of your stock should you sell?
Let’s pretend it’s time to retire and we have $1 million of stock invested in a wonderful company…
Not too bad, huh?
We can sell all of our stock in the company and use that to finish paying off our mortgages, travel the world, and visit our children – or we can keep our money in the company and skim what we need from the top to live during retirement.
Which path to retirement is better?
Phil Town is an investment advisor, hedge fund manager, 3x NY Times Best-Selling Author, ex-Grand Canyon river guide, and former Lieutenant in the US Army Special Forces. He and his wife, Melissa, share a passion for horses, polo, and eventing. Phil’s goal is to help you learn how to invest and achieve financial independence.